Taxes on sale of home co-owned with siblings...?
Answers:
If all 3 own the house as in all three names are on the deed, and all have lived in the house for 2 of the five years preceding the sale date, yes
When you sell, at closing, you would need to make sure the sale is reported to IRS for all owners at the % of their ownership. The closing agent will file a form showing amount of sale with your social security numbers.
The link is for IRS Pub 523 that explains sale of home, but here is what you need to know from that publication.
"You can exclude up to $250,000 of the gain on the sale of your main home if all of the following are true.
You meet the ownership test.
You meet the use test.
During the 2-year period ending on the date of the sale, you did not exclude gain from the sale of another home.
If you and another person owned the home jointly but file separate returns, each of you can exclude up to $250,000 of gain from the sale of your interest in the home if each of you meets the three conditions just listed."
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