Try to find help with home equityloan?
Answers:
Depends on if you have even a little equity or none. Also what your credit score is and where the house is?
There are some brand new loans out there to help folks save their homes. Many are fixed rate loans with very competitive interest rates.
Look around and see if you can find them locally, if not email me, I'M NOT A LOAN OFFICER, but I can put you in touch with one that can probably get you squared away.
Good luck
Depending on the amount of equity you have in your home, you should be able to find a loan company online to help you.
www.ditech.com can help you if your credit is less-than average.
www.lendingtree.com is a great way to get your application out to several different lenders - you fill out one application and they submit them to multiple lenders for you.
Home equity loans are actually a second mortgage and if you are not careful you will end up spending more than you planned on TWO mortgage payments instead of the ONE you are paying now.
If you have debt that you are wanting to pay off with the equity you have in your home, you might consider a Credit Counseling Service, like www.creditsolutions.com or a not-for-profit organization like www.debtreductionservices.org ~ they can usually help you structure a quick plan to help you get on the right track to financial freedom. In most cases they will even contact your credit card companies and have your interest reduced or completely disolved.
If it ALL possible, do not file for bankruptcy!! It will follow you around for 7 LONG years.
Good luck and I hope this helps! R
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