Is Home warranty insurance necessary in home sale?

Home warranty insurance seems to be just another expense foisted on the seller of a home. Is it valuable or useless?

Answer:
It isn't required. It is up to you to decide if you want it. The market is turning into a "buyers market" in most of the country. so by offering a warranty it improves the marketability of your house.

Try asking your realtor if they'll split the cost with you. They usually justify their commission by talking about "marketing" your house. Tell them a home warranty is one of the marketing tools you'd like them to use, and since you're paying them to market your house you think they should split the cost with you.
It depends upon if you're honest about your property when you sell it. If there's stuff wrong with the home, etc. and you don't disclose that, you run the risk of being sued.

AND what happens if there's something wrong that you've overlooked or just simply didn't know about, HONESTLY?
Necessary? No. Useful to get a good price? You betcha. Now the buyer doesn't have to take your word about whether everything works, or is new, or the condition of the plumbing, etcetera. It's a few hundred dollars that usually makes the property worth a couple thousand more in buyer peace of mind.
no way, its totally optional.i bought a stupid plan for 300 bucks and i had to pay $95 bucks everytime they came out.im not sure if the repairs would have even cost $95 if i just called a repairman each time..by the way, they didnt fix, they just patched stuff up.and i did have to fight with them when they sent a crappy plumber, i think it was called amerishield..i guess its not bad for the piece of mind if you are buying a crib for the first time, but you dont really need it.
nope

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