What documentation is typically required for a "Full Doc" loan in the USA?
Answer:
.Last months worth of pay stubs, last 2 years tax returns with all schedules, last 3 months bank statements from all sources as well as home owners insurance declarations pages. All of these show income as well as reserves. coverage on the home to cover a loss from fire. Of course collateral as well as credit are also key to the loan
Last 2 paycheck stubs
2 months worth of bank statements
2 years worth of W2's
Documenting any extra income-- retirement balance statements, etc.
Loan application
all your asset, tax forms, bank statement etc..
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