I entered into to purchase a house w/out an agent, up to what point can I bring one into represent me in CA?

I thought I had a good deal so I jumped on it, but then the seller stalled agreeing to fix a simple shower door and now the apprasial value is less then the home. Can I still bring in an agent, I have not signed off on these contingencies. Anyone? I am in California.

Answer:
I would speak to a local Realtor but usually if you signed a contract written by the listing agent, that agent is supposed to be working for both you and the seller and it is too late to bring your own Realtor to the table. But, if you were in a position to cancel the existing contract (for a valid reason enabling you to get your deposit back) you could then bring in your own Realtor and write up a new offer on the property.

Still, it sounds like you have more going on with this house than trying to find a way to get your own Realtor in on the deal. If the appraisal value is less than the contract price the usual remedy is to lower the contract to the appraised value. lets assume you were financing it 100%. A bank certainly wouldn't secure a loan on a house that isn't worth as much as the loan.

I suggest you show your contract to your Realtor to look for a way out and have him do some research to find it's fair market value before writing up a new offer. Good Luck!
I am a real estate agent in CA and would like a copy of your contract if you should have it. Please email me for additional contact information.
You don't NEED one, but it might make your life a lot easier. Something tells me that if you thought you were getting the property for below market value, and it turns you that you're STILL paying too much, you might want to keep looking.

Read over the appraisal carefully to see why it came in low, then walk around the house again. If you still love the home and want to live there, GO FOR IT. If you decide against it, call an agent so you don't have to waste anymore time getting into a decent house for a decent price. I'm based in Los Angeles, and work within a 2-3 hour drive of here. Send me over an e-mail if you need any further information, or want me to go over the appraisal for you (for free, just as a reference) jskerrett@ffbcorp.com

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