I have a lot of things on my credit & I am about to rent an apartment, will I be denied? I have never rented.?
Answer:
Depends if you have paid your bills and can pay your rent. Depends on if you have savings or not and if you are paying other bills. It depends on the land lord some are so picky.
Most likely yes..
YES!!!.
As long as what you have on your credit isn't too awful, then no, you shouldn't have a problem. As long as you can make your rent payments, they won't care too much.
If you have a lot of nonpayments and such, you might have a problem, and you may have to get a cosigner or a roommate.
Depends on what you mean by "on your credit". If you mean open lines of credit (credit cards, loans, etc) you are fine, but if you have a lot of late debt, you will probably get denied.
If u mean alot of negative things then u will probably not get the place.
most of the time they are just looking for previous evictions
a lot of things?
ok?
like?
if you have many discrepancies, that could effect your security deposit and approval
Nah, you should be fine. As long as you can pay the rent a landlord isn't going to care although whn you come to get a mortgage for a house some way down the line it could be a prob if you have bad credit.
if they even allow you to get the apartment they're probably gonna want the sec. deposit plus first and last months rent upfront because of your credit situtation.
It is up to the landlord. I don't have much credit established and what I do have is negative, yet I was accepted. There is always a place out there where you will be accepted, you need to live somewhere. Just shop around for a place within your means, and you will find a landlord who will agree that you can afford it.
Maybe. But as long as your income is high enough to support the rent payments, the landlord may just ask you to pay a larger security deposit.
If you are denied, you might be able to get the apartment after all if you can find a cosigner.
As long as you're making your payments, it shouldn't be a problem.
I just got my first apartment, and I had no credit history at all (I'm now working on changing that situation), you should be fine.
I just had to pay a slightly larger security deposit and I was told another option is to find a co-signer. I would still make all the payments, but in that situation, the apartment wouldn't be in my name
They will most definitely look at your credit but sometimes they will factor in other things like job status. I've always heard that anybody can get something they just might pay a different price because of their credit and thats not always fair but it happens.
WHAT KIND OF THINGS DO YOU HAVE IN YOUR CREDIT? IF YOU HAVE ANY TYPE OF COLLECTIONS OR YOU OWE ALOT OF MONEY THEN MOST LIKELY YOU WONT GET IT OUR YOU MIGHT NEED A CO SIGNER.
A bad credit report will usually cause them to not rent to you, but get some good references and if you have a good job, you may get it anyways.
Go for it!
Plop that ole credit card down there all they can say it No,but they want.
You may get denied, but more likely than not, your deposit will be higher than it would if you had triple A credit.
They may ask for an entire month's rent (in addtion to the first month's rent) for a deposit. If you can meet that price, it may not be a problem, but that depends on the apartment complex.
Lenders (and renters) do a credit check to determine the likelyhood of getting their loan, or rent payment on time. As far as renting to you, the landlord needs to make the same judgement. If your history shows a lot of non payment, bankruptcies, etc, he may decide you are not a good risk. Dont forget, he will also look at your income. With a good income, and an established residency history, the credit problems in your past may not be a problem for him.
You say you have never rented, this may be a problem if he cant check your residence history.
Some landlords don't even bother to do a credit check, since they don't get that service for free. You,ll have to wait and see.
no. most places could careless what ur credit is to rent. u will need to sign a lease plus put a deposit down and 1st and last month rent.
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