Is it possible ?
Answers:
You probably could, but it might not be the best idea.
Lenders charge more interest to people with lower credit scores. What that means is that with good credit, a $250,000 loan might cost $1500 per month, and with bad credit, $2,000 per month.
Having bad credit isn't a crime, it isn't a sin, it doesn't mean you're a bad person. It does mean you've made some mistakes or had some problems. It is a better idea to correct those mistakes or problems before you get into a mortgage, or you could be setting yourself up for more problems.
I'm not sure buying a piece of real estate with a boyfriend is a good idea in the first place. You need to give that one some serious thought. Buying real estate is a commitment, a thirty year mortgage is a commitment. If you two haven't made that commitment to each other, winding up both committed to the same house is going to cause problems. You can't just walk away from it without more damage to your credit, and it's extremely rare that two people can split a house they originally shared without someone (a judge, usually) making an arbitrary decision how to divide the sale proceeds, and in the meantime, it's likely to be going into foreclosure so there may not be any. You should probably think that through before getting into this.
Get your credit fixed. It takes a little time, but you may need time to build up a cash down payment anyway.
If you have good income you may be able to...otherwise its a pipe dream for now.
But also it depends on just how "bad" your credit is.
anything is possible.you might get in a high interest situation.
That will just get you worse off.Try working on your credit it makes life a lot easier if you pay people that put their trust in you.
Buying a house is certainly a complicated process. I agree with the "building the credit" idea. However, it isn't impossible to buy a house. You want to weigh out pro's and con's of RENTING vs. BUYING. This mostly depends on your income. I would advise to do some internet research on this or talk to a financial advisor who can help you create a budget.
I also found this website for you to start your research.
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