25000 mobile home load needed. I have a 644 score but only 1 year of credit history. Can I get a loan?

I also have an $85 delinquent phone bill that appears on there twice as 2 different accounts. Should probably clean that up. Assuming I have what is the realistic outlook for a loan? Do I need to wait longer? Also my one year credit history consists of a secured card for a year - all good and a standard credit card for a couple months - all good. Pretty weak huh?

Answer:
Probably not. Most lenders require at least 3 open trade lines(credit cards) for atleast 2 years in good standing.
Call 1-800-555-5035 they do mobile home loans only. Or go to www.vmf.com and under financial products click on refinance.
With you loan amount go to a bank they will give you a decent rate. If you still need help than email me I have a short list of Manufactured home lenders that will look at your scenario.
Try searching on "mobile home loan fair credit " at

http://www.online-mortgage-shoppers.com/.

Spending a few minutes browsing here could help you find just what you are looking for. Don't be misled by this sites name you can find all kinds of financial services here.

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