Is there a mortgage or a loan company that deals with mobile home purchases in the UK?
Answers:
Hi, the park owner may well act as a broker for the finance companies, so ask them. These lenders/brokers are also active in the market -
RoyScot Larch - 01235 438280 - http://www.royscotlarch.co.uk/
Park Home Assist Insurance Services - 0845 402 0631 - http://www.parkhomeassist.co.uk/...
Lots of useful general info. from the government publication "Mobile Homes: A Guide for Residents and Site Owners" - http://www.communities.gov.uk/index.asp?...
Hope this helps !
It will be a loan rather than a mortgage.
But still go to your normal lender for advice.
I think they do better deals than commercial finance companies used by the suppliers of the homes.
If you mean a "park home" you can get a mortgage on them,but if you mean a mobile home(static caravan) on a holiday park,you cannot.The difference being that a "park home" is a permanent fixture and you pay council tax,but a mobile home on a holiday licensed park is considered to be just that and by law you cannot use them as a main home.The sellers of mobile homes usually deal with lenders but they can work out expensive,so try your bank or local credit union.
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