Debt Consolidation?

I have a little over $2000 in credit card debt. It isn't really that much, but my fiancé and I have recently moved for his job and are having a tough time paying our bills. We would like to just get rid of the credit card debt so it doesn't effect our credit scores. We would like to get a loan so we only have that one payment a month, but we don't own a home or property. Is there anyway to consolidate debt without having to put up a home or something for collateral?

Answer:
you guys can fix your credit yourselves.

It takes more effort, but its really easy.

Do some research.
Be careful with consolidation loans as they often charge a higher interest rate and extend your payments for longer (thus the "lower monthly payment") so you end up paying way more for longer.
you might try Beneficial Finance company or one like that . The interest is not too high but more than you would pay if you got a loan from a bank but way less then credit cards .
If you don't want to mess up your credit continue to pay the minimum and from what you are say (2000.00) the min. shouldn't be no more than 20.00 a month. Dont consolidate pay the minimum.
My sister did that and had a miserable time after. You need good impartial advice. the guy my sister went to only was interested in selling his loans
Yes, there are lots of ways to consolidate. These articles might help you:

Debt Consolidation - Get Out Of Debt
http://www.askaquery.com/answers/qn1643..

How to Hire a Debt Counselor?
http://www.askaquery.com/answers/qn1584..

What is Debt Relief?
http://www.askaquery.com/answers/qn1583..

Debt Management and Building Wealth
http://www.askaquery.com/answers/qn1581.
This site may have info that helps, I believe they can do a no collateral loan.
well, I don't promise anything but
people in debt often seem to find some help here :
http://credit-cards.ebookorama.com.
http://credit.ebookorama.com
http://credit-repair.ebookorama.com.
and here http://finance.ebookorama.com
good luck!

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