Dave Ramsey's "Total Money Makeover"?

Have you read his book or followed his advice and if so, has it helped? And how could you apply it if you are in the middle of a bankruptcy- I have no choice.

Answer:
Yes, I have read the book and am following his principles now.
You should listen to his radio show and there is a www.mytotalmoneymakeover.com website that has community forums. The advise there is very helpful, and you will find others in your same position who may be willing to share their advice with you. Good Luck. I know crawling your way out of debt is a long hard struggle. I wish you the best.
That book has changed my life!!
My wife and myself started thE Total Money Makeover (TMMO) in Feb of 2006. As of Sep of 2006 We have paid off over $22k in debt on a $50k income. We are looking to be debt free by April of 2007. Read the book and get to work!! it will help ANYONE

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