Are there any websites where you can see if a consolidation of loans to a specific new loan is a good idea?

I mean if someone offers you a loan for a certain rate if you consolidate some other loans. I would like to see what the affect it would have on cash flow compared to total spending for the whole loan.

Answer:
First check out bankrate.com to compare loans and to learn terminology, then go to smartmoney.com for answers to all refinancing questions.
www.loan.com
I highly recommend checking Dave Ramsey out. He has alot of experience, and has excellent advice. I'll leave the link to his site.

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