I wounder if its going to get better?
Answer:
I use to be like that..getting a lot of bills and wasting all my paycheck on clubs and drinks. I am a guy so my tab would always be more than my girlfriends'. Anyways, the first I did to improve my financing situation was to set smalls goals everyweek. I would estimate how much money I spent last week on clubs and I would decide to spend 10 dollars less. Afterwards, it got easier to not go out too often, mostly because I found someone caring and loving; it seems you got that. So, i decided to spend more time on that person. My biggest problem then, and I think it is yours too, is spending too much on having fun when fun can be inexpensive. Start out small, and then continue to spend less. The stress will be less and you will find purpose in your life. Best of Luck!
ok, so stop going to clubs and bars and blowing your money. Open a savings acct and force yourself to put money from each paycheck in it. Whatever you think you can do without struggling too much, $50, $100, whatever. DO NOT let yourself have an ATM card for this acct! Leave the money in there! It will add up faster than you think. good luck!
You should read your question again and go do the things you say you want to do. You must be your own best friend. Life is short, my friend, start yours today.
#1 &2 Get a second job. You won't have time to waste money and you may even find someone interesting there or because of it.
Every time I got a second juob and my boss found about it the overtime started coming my way. Of course Ot is time and half, so that works. My daughters did the same thing and it worked for them.
People tend to think and behave like those with whom they associate.
Start changing your life by breaking off any and all relationships that reinforce your reckless lifestyle and start associating with people whose lifestyle is closer to what you want for yourself.
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