Debt consolidation?

We live in Northern California (near Oregon border).
Aside from the yellow pages, does anyone know of a way we can consolidate our bills to one payment a month?
We have less than perfect credit so, getting another credit card to put it all on is out of the question.

Answer:
My wife and I have this web site: http://www.mycreditadvise.com You'll find all types of debt consolidation articles that can help you. Feel free to read and learn as much as you want from this site!
Good Luck!
I used to be a credit counselor I can give you the tricks of the trade. email my screenname.
They have a zillion debt consolidation places that will help you. If you look around online you can find that you can easily do what they are doing yourself. Only you don't have to add them to your debt.
Try meeting with a credit counselor. They have plans for consolidating payments (not a loan) for people that have credit challenges. Make sure they have a satisfactory rating with the Better Business Bureau.

Here is a directory of agencies in California and Oregon.
the most important thing in life to have is a really good credit rating.sometimes you have to do without, work on building that credit up should be number one for you now.
There are a lot of loan companies out there who would be pleased to help you. But there are several types of debt consolidation program, depending on your circumstances. It will really pay you to do some research to work out what is going to be best for you.

This website has some really useful background information, and links to up-to-date resources. I hope this helps you.

Good luck!

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