I'm seeking advice on spending addiction - SERIOUS answers only, please?
I use shopping as a way to relieve stress. Yes, I am in therapy and this is an issue we discuss. Before you blast me for asking in this forum, I am looking for people who have been through this before! I have looked into Spenders Anonymous, but the nearest meeting site is a 2-hour drive away.
I budget, I do lists, I shop with cash only (when I have cash), and I even gave my parents my debit card so I can't go to the ATM. I can't get myself to stick to a budget.
If you have this problem, what are some of the things you do to help yourself?
Answer:
The most important thing is that you notice it's hard for you. Trust me - it's easy to spend a lot of money in a hurry. I am an impulsive shopper and it's easy for me to justify LARGE purchases. But, I've found it's best if you can think through your long-term financial goals (i.e., buy a house, buy a car, get married, retire, become a millionaire, etc.) and then bend your spending habits accordingly. Two websites that I like are http://www.finishrich.com/ and http://www.19millionaire.com/ - their articles both really help put a perspective on money. Good luck!
Frankly speaking, it depends on your mentality. You can divert your spending temptation to something else. For example, you can think of save more money to buy a flat? Think of saving money to buy something which has value and expensive. If not, you can try getting yourself a partner. With a partner, you will not spend that much and he/she will be able to control you as well.
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