Accused of identy theft via credit card. how do i correct this situation?

After our seperation, my exfiance accused me of stealing his credit card even after i had my own card with my name on it. All our transactions went thru the computer. e-bills, statements etc. I have not used this particular card since our seperation. How do I correct this situation. My insurance quotes have gone up, stores that I frequent look at me differently. I called the credit card that was in question and talked to the investigators who stated that no one has been put on the case yet. I explained how this was being done out of retaliation, that he just didn't want to pay the bill and why was I not informed of the accusations or a warrant had not been issued, yet I was having to suffer with my credit reports. I need to now what step to take next and do I pursue legal action against him for defamation of caracter, slander etc. Please help

Answer:
First of all..I'm very confused on how this situation relates to identity theft. Identity theft basically means you opened an account in someone else's name. If I understand this correctly, your fiancee added you to his account ( I assume as an authorized buyer, not added to the account as a 2nd cardholder, where the account is yours as much as his.) If you are an authorized buyer on the account, your ex-fiancee takes responsibility for all charges made on the account by you. He can have you removed as an authorized buyer, but until then he pays for all charges.
You say that your credit rating has been damaged due to this, so I may need to assume he added you as an equal on the account (an authorized buyer's credit should not be affected by late payments.)
Ok..now let's assume he says you opened the account in his name at the beginning (That would explain him crying identity theft.) I think it would be simple to prove he has used the account himself, which would mean he was aware of the acccount. We need to know when the account was opened. Was it opened before you two met? How much money are we talking? Their is not enough information to determine the outcome. I seriously don't think you need an attorney unless there's alot of money involved and the credit card company plays hardball.
Good Luck
Identity theft is a criminal offense. Have you been arrested or approached by the police? Or, are you saying that a credit card bill on a joint account has gone unpaid and now your credit rating is slipping? If that is the case, you need to pay the bill, get your documentation in order, and then sue him in small claims court for his share of the bill.
My advice is to speak to a lawyer and the best, most inexpensive way to do this is through Pre-Paid Legal Services. For more information visit the website below, and feel free to contact me through that site if you have further questions on how this service may be able to help you. I encourage you to find out what your rights and options are in this situation.

I wish you the best of luck.

http://www.getprotectedhere.com.

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