Maximum bank deposit?

Is there a limit one can deposit in cash over a period of a month, without it being reported to anyone? I know that there is a $10000 per deposit rule. Thanks in advance for the info.
Answer:    If you deposit or with draw $10,000.01 IN CASH in one business day a bank is required by law to fill out what is called a CTR (currency transaction report). Please keep in mind this is per day not per teller, so if you deposit $5000 with Suzie and $6000 with Betty the bank will fill out the form. But beyond that if a bank suspects that you are doing something illegal the can fill out a SAR (suspicious activity report) at anytime for any deposit (or withdrawl) amount.
yes your right in the 10000 you would be asked for the maneger of the to sign or investigate if deposting a lump sum of 10000 but a couple thuosand here or there won't hurt.
The $10,000 trigger you are talking about is a cash deposit. There are no CTRs fill out if you are depositing checks.

Making large deposits will not exactly attract any negative attention. Keep in mind that banks send reports of interest earned to the IRS. Records must be turned over to law enforcement authorities if the bank receives a valid subpoena.
It is actually worse that this.

Banks are REQUIRED to file Currency Transaction Reports on deposits of $10,000 or more, but can aggregate all deposits made on a single day by whom they think are the same person or entity, so you can't make 10 $1,000.00 deposits on the same day to your account without being reported as the bank looks at this a a single $10,000.00 deposit.

In addition, banks and credit unions are required to file a Suspicious Activity Report if a transaction involves or aggregates at least $5,000 in funds or other assets, and the bank knows, suspects, or has reason to suspect that the transaction is designed to evade any requirements of the Bank Secrecy Act, i.e., structuring.

Structuring is the breaking up of transactions for the purpose of evading the Bank Secrecy Act reporting and recordkeeping requirements and, if appropriate thresholds are met, should be reported as a suspicious transaction.

Structuring can take two basic forms. First, a customer might deposit currency on multiple days in amounts under $10,000 (e.g., $9,900.00) for the intended purpose of circumventing a financial institution’s obligation to report any cash deposit over $10,000 on a currency transaction report. Although such deposits do not require aggregation for currency transaction reporting, since they occur on different business days, they nonetheless meet the definition of structuring under the Bank Secrecy Act.

In another variation on basic structuring, a customer or customers may engage in multiple transactions during one day or over a period of several days or more, in one or more branches of a bank or credit union, in a manner intended to circumvent either the currency transaction reporting requirement, or some other Bank Secrecy Act requirement, such as the recordkeeping requirements for funds transfers of $3,000 or more. Structuring may be indicative of underlying illegal activity; further, structuring itself is unlawful under the Bank Secrecy Act.1
actually the CTR trigger is $10,000.01+ not $10,000.00 (CASH deposits)

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