Credit Problems?
Answer:
The best strategy on raising your credit score has a lot to do with what brought it down in the first place. Email me and I'll help you look at your specific situation. In the meantime, check out the info below-
There is a great book on fixing credit available at creditsparkle.com. This is a little of what the author revealed:
"There are several ways you can improve your credit score in a short amount of time.
- stop applying for credit – no more inquires
- pay down or payoff your credit card balances
- consolidate student loans
- consolidate as many other loans as you can
- have any incorrect information on your credit reports removed - close accounts you do not use
- lower your payments on fixed payment loans like your house or car by refinancing.
If you have negative information on your report that you cannot remove, the bureaus say the best way to improve your score is to let some time go by. The older the negative information gets, the less important it becomes in the credit score mathematical equations. But while you are waiting, do the things I suggest above to boost your score."
1. Pay off overdue debts and make sure they show up as paid
2. Keep a minimum of 6 credit card accounts open.
3. Wait
Lots of ways.
First, pay your bills on time.
Second, use your credit cards.
Third, don't use too much or too little of your credit limit.
Good Luck.
www.myficoscore.com is a great source of help. Good Luck!
credit score solutions can be found here
http://www.researchitforme.com/wesayes/l.
Credit Score Exactly What is it and How do You Determine It
By: John R Blakefield
Good Luck.been there too.
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