Ihave just discovered that im not on the deeds to the family home?
Answers:
I have a friend whose husband died recently and she was not on the deeds. She had to pay several thousand pounds inheritance tax to enable her to keep the house. UK only
Depends on when it was acquired and the laws of your state. If you live in a community property state, anything you two acquire after marriage is divided 50-50. If he owned it before you married, it's his. If you live in a non-community property state, then it's his either way.
Depends on your state and the status of the asset, but the short answer is "not as well as if you were on the title/deed."
He may be able to will it to someone else without you on the title. He may be able to sell it without you on the title. If you split up, it may be his asset, and his alone. Consult a local family law/matrimonial attorney and ask them...and get on the title if you can.
It is not true that if you live in a community property state and he owned it before marriage then it is his. It depends on if there is a mortgage on the property and if you used funds earned post marriage to pay the mortgage...It's complicated. Consult an attorney.
are you thinking of divorce?
maybe discuss with your husband what would happen if either of you were to die, and suggest making a will. I think the house would probably go to you as next of kin anyway.
How come you just discovered now? What were you doing when you are in the process of buying that house? I understand that you were married b4 you got that house but I don't understand why you are not involve during the time of signing those papers and mortgages. If you will get a divorce in the middle , you are a loser. You will not be entitled at that house cause you have no name on the Deed. If he pass away first than you...your first bet is if you are included at his will if he has one otherwise whoever he wrote on his will , will have the luck to have the house and if he doesn't have a will...someone will decide who get those.
Good luck!
50% is yours
Depends on the state you live in. If you live in a 50/50 state it doesn't matter if your name is on the deed or not. In CA for example, if he bought the house before you married and you moved in, you are due half of any equity the home accrued while you were married. If the house was bought during your marriage then it is equally yours, name or no name... In a way, it's good that your name is not on it. If he were to die and the banks tried to come after you for it, they will have a harder time tracking and pursuing you without your name tied to it.
First I would hand him a ink pin and tell him start writing..When he replies what! Tell him my name next to yours.
I'm in the same position. If your husband is okay with putting your name on the deed you just have to get approval from the mortgage company which would not be a problem. Normally when a spouse dies the other gets all but then you could have a long haul of crap to get to the end of it. Might as well get it fixed while you can.
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