I'm 18 years old and I need about a $2500 loan to get caught up on all my bills & debt...how do i get one??
Answers:
Going into debt to get out of debt is a bad idea. If you are having trouble paying-call and see if you can create a payment plan with each.
And cut up any credit cards until you have them paid.
Credit union is the best place. You will probably need a co-signer since you are 18.
$2500 is not much to be in debt. a job will take care of that. besides, if you get a loan, you will still be $2500 in debt! if you really want to get one then you probably will need a cosigner if you have bad credit or not enough credit. call your bank and see what options are available to you. you might be better off without the loan.
Get a tuition loan.
You can try and get an unsecured personal loan, but I don't think you'll be able to get one based on the fact that your already behind on your bills and to young (haven't established your credit yet).
You can try alternatives other then banks such as Beneficial. They gave me a loan when I was pretty young but the interest rates are usually pretty high.
Its one of those catch 22's. When you need money the banks don't want to give it to you, and when you don't need it they are tripping over each other to give it to you.
One bit of advice... if you do get a loan and clear up your bills... CUT UP THE CREDIT CARDS !!
I'm sure you'll hear that echoed by many people on here .
Chickey is right on this. Going into debt more to get out of debt is never a good idea. Making payment arrangements can usually be handled with a simple phone call to creditors. Also consider taking on a part time or full time job for the summer. Also make a budget and stick with it. If your living beyond your means at 18 something is really wrong here.
well how about some few hrs jobs paper rounds burger delivery sales representative statistics conductor something like that good luck
The Bank of Mom and Dad.
Hard enough to get a loan at your age if you have good credit, a job and an apartment without a co-signer.
I suggest you get a job or a 2nd job and pay off your debts that way.
I am a private lender Mr Scholes Webber, we do have some branches around the world,I give
out loan to Business Men and women who are into Business transaction, I give out long term
loan for three to five years maximum with your interest in this you can as well tell me the
amount you need so that I send to you the terms and condition that is if you are really
interested in getting a loan from me, Loan is given out in Pounds and $US the maximum I give
is 5,000,000 both in pounds and $US and the minimum 5,000 pounds and US$ so if really you are
interested mail for more info on how the loan can be transferred to you. There is one
Question I have to ask are a serious individual that we take a loan and pay back after
duration with the interest, if you are honest I will trust you because I like to do business
with Honest people if you are one you will get the loan with out problem and for your
information if you should need more loan like $10,000,000m I can give only if you are one of
these categories:
Manager of a company
A private Holder
A broker in banks
A director in any office or company
A high investor of a company
If you are one of the following you can get $10,000,000US as loan or if personal loan you can
request for 5,000-5,000,000 as loan. Hope to here from you soon.
for more you have to fill out the following informations:
Name___________
Country________
Address________
State__________
City___________
Zip Code_______
Amount Needed As loan______________
Phone Number_________
Occupation___________
Thanks
Mr Scholes Webber
Email. preacher_lender2007@yahoo.com
i had alot of bills to pay with a very bad credit six months back and i was also scammed twice in the process of getting a loan but could not believe it when i got the loan i needed from a lender. i think you should contact him he could be of help.
contact him at; phillenders@yahoo.com
wish you the best.
ya you can getloan only through online its better for you to try for an online loan.i think that th e below website will help you to find the right solution.
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