Does anybody know of grants programs that work and phone numbers. please let me know?

there are grants(for homes,credit bills and morage payment) that people can receive and i would like to know if anybody knows about it. There are lots of them out there so smeone help.

Answers:
The ones advertised on TV are a joke. Most of the real ones are found on the www.hud.gov website. Click on info for Buyers on the left, and keep checking until you see the page for housing programs by State.

Also possibility is www.usda.gov, however, they are primarily for homes in rural communities.

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