Do you know when eBay take your money for inserting your item?

my item on ebay is listed but they have not taken money for insertion it. When I inserted the item yesterday, ebay asked me for my card details and direct debit details. Which I filled in, but i thought they will take my money first before displaying my item. Now when I check on my account it says my current balance is £3.02 and I can pay by paypal I also checked my bank balance and they have not taken anything from my account. I'm I meant to pay with paypal or will I have to pay at the end of the auction? by the details I have entered previously, which will be transferred automaticly after the 6days end of auction

Answers:
Monthly billing

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