Safe and best rate of return?
Answer:
You don't specify your time horizon, but your best safe returns are found in online demand deposits (HSBC Direct is offering 5.05%), bank CDs (around 5.5%), T-bills and TIPS (which I think stands for Treasury Inflation-Protected Securities).
Higher-yielding instruments are going to require you to take some risk, either in the rate of return or in the market value of your instrument or security.
fixed deposit is the safest and guarantees a best rate of return !
but if you're willing to take the risks !
there is always unit trusts !
Indexed Annuities and Life products
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