How long do you have to own your property in texas before you can cash out.?

does anyone know of a lender that will cashout after your on title in texas?

Answer:
Most financial lenders will let you do a HELOC or HEL after as little as 90 days if you have equity that can be tapped. Check out Bankrate.com for the latest rates and lender information.

Also, be aware that most (not all) will expect less than a 80% loan-to-value ratio. This means that if your home is worth $100,000, you will only be able to borrow up to $80,000 including your first mortgage. If you're higher than that on your LTV don't bother.

Watch out for closing costs as well. It doesn't make sense to cash out $30,000 if it costs you $5,000 to do it! Other Questions and Answers:
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