My husband and I have taken out an equity on our house and we have invested in vacant land in Florida.?

At the time, we thought it was a good thing to do. Our monthly interest payment is $3,100. We can barely make the payments. We have four children and they have needs(things we have to provide). My husband works two jobs and we can barely make ends meet. Life is so tough - the bills and the stress. We had them in the market and nothing happened. We listed them online and we haven't even received one call. What can we do ?

Answer:
Unless this land is in a very developed and desirable area, this was probably a bad investment. Land investing is highly speculative and even major real estate investors generally stay away from holding vacant land, because any potential for profit is too far in the future. Unfortunately, now is not a good time to unload land, because the real estate market is slowing down, and not many developers are starting new projects.

Your best bet is to talk to a real estate agent, get the land listed and hope for the best. If the plot is large enough to interest a developer, you may want to talk to a commercial real estate agent. Be prepared to have the property listed for a while.

Lastly, be sure to get an experienced agent, as many agents don't have land transaction experience. If you need someone with experience I can help you find someone. I am an agent in NJ, but I could track down someone in Florida who is well qualified.

And of course, you can consider allowing your bank foreclose on the land. You lose your equity and this will damage your credit, but at least you don't have to make those large interest payments. The key here is to make sure the bank agrees not to pursue you for financial losses beyond the value of the land. They may agree to this if you cooperate with the foreclosure. An attorney can explain this point further.
I would contact a local real estate agent in the area where the land is for further consultation and assistance in selling the land.
You are in one of the worst states for real estate right now. You may want to talk to a real estate attorney to see what your legal options are at this point. Some people opt for bankruptcy and the laws have changed and made that more difficult now.
Where in Florida? If it's beachside we'd buy an acre or two.
I would try and find a realator who is also a broker , a broker looks into more than just making money
they try and help you out in return
You should list the land in real estate articles everywhere (all over USA). It's hard to sell vacant land because there is no profit coming from it and unless it's in an area that's "up and coming" you're going to have a hard time selling it. I live in Florida and considered buying vacant land years ago but I didn't want to pay the monthly fees for land that would be of no use to me unless I planned on building and leasing. Become more aggressive in your selling technique. It may take awhile but someone will bite.