How do you find out if a deceased relative had life insurance?

Ok, so I had a great uncle die several weeks back. My grandmother is executor of the estate. She would like to wrap things up quickly but has found that my uncle was less than orderly about the way he kept his records. Thus far she has not found any records of a life insurance policy, but believes he had one. Is there a way she can find out if he had one without having to locate some physical piece of paper among his less than orderly pile of receipts?

Answers:
She will have to check bank statements to see if payments were made to an insurance company or just keep searching for a policy. There is NO data base that shows who has life insurance and who it is with. It is up to the beneficiary to know about it and know where it is before something happens.
Sure, she can ask his bank where he wrote his checks, for statements for the past 10 years, to see if he made any payments.

Besides that, no. There is no central database where you can look this stuff up. Insurance policies are private information. If it's not in valuable papers and with the will, and there's no history of payments through his bank, it's very likely he did NOT have any. 70% of people die with no life insurance in place.

So whatever clue makes her think he has it, she'll have to backtrac from that clue (like a comment an attorney said?) to back into it that way.

If it makes you feel better, unless his estate was the beneficiary of the policy, any procedes bypass the estate.

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