Info how to find out what company x husbands unclaimed life insurance policy is with?
Answer:
The mother in law probably thinks the money is hers because you were no longer married to her son.
This is too bad if he indeed intended to change the beneficiary to her but didn't before he died.
That's his fault for not taking care of that until it was too late.
You however are in the possible position of being the owner of the policy. If it was a paid up policy and if you were indeed the sole beneficiary and he is dead, then you are the owner of the policy and it is legally your property.
Since she is in possession of your property, you have the legal right to take possession of it through the legal system.
You could hire a lawyer and file a claim with your local court to get an order to force her to hand over possession to you. That won't be too expensive if the policy is worth enough.
Now it may be entirely possible that he promised the money to her and he may have even specified that in his will.
But if he didn't take the proper steps with the insurer to switch beneficiaries, then no matter what the will says the mother in law is out of luck and you will get the money.
If she won't tell you the name of the insurer, then I'd force her to give up the policy.
Check your local state website. They usually have a link for unclaimed property.
I would think you would have been contacted by them already.
do not sign it over. If it's in your name then the policy is your property and if you are certain that she has it you simply take her to court to obtain it.
You should be able to contact an attorney or investigator. If you have his SSN and dates of birth and death it will help.
Your other option would be to tell the ex-mother-in-law that you will sign over the document. Then when you meet with her to sign it, look at the paper and see who the policy is through. Then tell her you have changed your mind. You will then have the company name.
Do you remember who your insurance agent was? The agent should be able to tell you (many insurance agents represent more than one company).
I would contact a lawyer. There are some that specialize in this type of insurance law.
Have a lawyer contact her on your behalf. Well, I'd do that second. The first thing I'd do, is contact her, and see if she's REALLY going to withhold the policy from you unless you sign it over to her. The insurance company IS going to make the check payable to the beneficiary, no matter what. I'd tape record that conversation! ANd if that's the case, then you can have an attorney take the case (on contingency, for 30% of the policy payout) to go to court and have the executor changed from her to someone else - because that's a VERY unethical move - if she's acting as executor.
The answers post by the user, for information only, BAnswer.com does not guarantee the right.
Other Questions and Answers: