I got a speeding ticket and dont want to go to traffic school..How much will my ins go up do you think?
Answer:
10%, if it's your first violation, IF you were going less than 20 miles an hour over the speed limit. If you were going more than 20 miles over the speed limit, that's a major violation, and not only does your insurance go up 20%, but in some states the company can cancel your policy.
Depends on your age and the amount of points you get.They vary on where you were and how fast you were going when you got the ticket.But traffic school will definitely save you a bunch of cash.
You should try to make the desire and time to go to traffic school. You could potentially save hundreds a year just by going to traffic school and not having your insurance go up. Plus, with the money saved, you could use it for shopping.
Typically, most insurance companies allow you to have 1 ticket per 3 year period without raising your rates. The only cavaet to this is that certain tickets don't qualify (ie. drag racing, not stopping for a school bus and SPEEDING). If you exceeded 16 mph, you may have trouble. Forget about the class, I recommend fighting it in court. Just plead guilty to a lesser charge. You don't have to say much. If the prosector doesn't approach you first, the judge will ask how you plead, you say "Not Guilty" and when he asks why, say, "I wasn't going that fast and he will offer you a compromise with no points or a lower speed. His compromise will always be lower than what the insurance companies penalize you for and you should save $20-$50 in the process because of the lower fine.
Most likely it won't go up. (not guaranteed) Your insurance company usually doesn't check your driving record again unless there's a reason for it. Don't make any changes in your policy. If you change insurance the new company will surely check your record and adjust your rate accordingly.
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