I am on disability and on medicare. I'm also covered on my husband's insurance. Who is the primary insurance?
Answer:
The size of the company, not the plant he works at, determines the number of employees - thus, Medicare is correct. However, husband's insurance should be billed first, medicare second, and re-submit husband's insurance until they pay - many times when medicare is secondary they have the policy to automatcally reject the first and second submission.
Your husband's.
if you ARE NOT working, medicare is your primary and your husbands is secondary.
if you ARE working, it is the other way around. i do this every day at work
I believe it is medicare. Call them to find out. They will be able to tell you.
your husbands ,,,have him drop you and let medicare pay for it, you paid taxes for this purpose
Your husband's insurance is the primary and medicare is the secondary unless your husband is retiree and covered by his company's insurance once he worked for. He is now working for the company which give him health insurance and you are covered by the insurance as his dependents. Then definitely your husband 's insurance is the primary for you.
Ask your husband's carrier to decline to pay the claim in writing. Forward the declination to the Medicare office, and ask THEM to respond, in writing, to both you and the other insurance company.
I strongly suspect you're right - but I also strongly suspect they haven't put anything in writing yet, and as soon as you ask them to, things will start getting paid.
Call the medicare toll free number on the back of your medicare card and tell them you want to file a formal complaint because you have been denied coverage even though you are on Social Security Disability and are eligible for Medicare. I am assuming that you have been on Social Security for 18 months and have been assigned a Medicare card. If not, then your husbands insurance must pay. Also you will need a supplement to cover what Medicare doesn't pay. Commonly referred to as a medigap policy. I was an insurance broker prior to retirement
every state has its own policy however in california medicare is primary and ur husband's ins is secondary. in order to get this resolved u must find out the state laws where u live. secondly if u have insurance then u have nothing to worry about. when u get a drs statement simply mail in a copy of both ur cards and ask the office to bill ur insurance. they will find out who's ur primary and secondary and do all the hard work themselves. trust me i do this 8 hrs a day 5 days a week . unfortunately. lol. but yeah stop worrying urself between both ins u should have no bills to worry about i would suggest calling the drs billing office to check up on ur account from time to time but most medicare charges take up to 6 months to get paid. good luck
The answers post by the user, for information only, BAnswer.com does not guarantee the right.
Other Questions and Answers: