The primary reason to include endorsements in a policy is to:?

remove coverage from a policy
exclude, limit, or expand coverage
increase the limits of a liability
keep up with legal trends

Answer:
exclude, limit, or expand coverage
endorsements to policies can do all of the above. however the principal reason is exclude, limit or expand coverage. in the real insurance world you will see endorsements which expand coverage, remove coverage entirely, increase or decrease (limit) limits of liability..
I will third that with exclude, limit or expand coverage
Are we helping you take or study for a test?
An endorsement changes a policy. It can refer to many different exposures. It can remove, limit, exclude, increase, or change something because of recent changes in the law.

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