Individuals who earn less become millionaires bec.they formulate long range financial plans?

Answer:
I don't know about being a millionaire, but formulating long range financial plans are a necessary part of todays economy. Most corporations do not offer good pension plans like they used to. So today's workforce needs to save and invest themselves. 401k's are ok but may not be enough if the worker cannot afford to put enough away.

The true definition of a millionaire is a person that makes at least a million dollars a year..not the sum of their net worth. Other Questions and Answers:

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