Ever been duped by a scam?
Answer:
I work at a credit union and have had to talk people out of varieties of the infamous "Nigerian letter scam".
Basically, it is a letter or e-mail that mass sent to people from a person that is claiming to be rich and desperately wanting to get their money out of the country. They ask the person to send them their bank account info for the transfer, and how if they participate in the transfer, they can keep a large portion for themselves. Following that, they claim that the transfer can take place once the person sends them a cheque for X amount of dollars, so that the transaction can be notarized. What happens following this is that excuse after excuse and how if they only send X amount of dollars more it can speed up the transaction. Believe it or not, people have been bilked out of thousands of dollars because they are so excited at the prospect of becoming rich, they will do anything that is asked of them, including sending their own money to an anonymous stranger.
Other varieties are "foreign lotteries", where a person is contacted and they are told that they have won a lottery in a foreign country (that they didn't even enter) and that all they have to do is pay taxes on the winning amount to receive the prize, or claims from a person dying from a terminal illness that wants to give someone their fortune rather than giving it to their bickering family, and all they have to do is..well you get it by now.
There are also incidents of eBay fraud, where a “buyer” will send the seller for a cheque for more than the selling price and ask the seller to send them back a cheque for the difference. The cheque itself is counterfeit, and while it will be returned at the buyer’s expense, they will also be out the difference that they send back.
I find it shocking that people are actually taken in by these scams.
Common sense seems to be easily blinded by greed I suppose.
Yes, I own a coffee house and shortly after we opened someone called and identified themselves as blahh, blahh, blahh.yellow pages and would I verify the shops address.. phone number..
so they could update the FREE listing in the BUSINESS pages.
I said "yes the address and phone number is correct". End of call.
One month later, continuous calls from a company claiming I ordered advertising in their directory $300.00 worth and they have a recording of my voice to verify this. This is illegal to record my phone call without notifiying me of the recording. It is a scam get as much info from them as possible, report them to BBB and FTC and tell them you are doing so. It took four months of my threats to them when they would call, until they stopped calling.
no i have not - too smart . If it is too good to be true then it is . Nothing is for free. Why would anyone give you a million dollar plan ? Think about those questions and you will never get scammed .
Myself, I have yet to find a legitimate way of making a lot of money online. I have, however, found 4 legitimate sites (no money down, unlike most rip offs around) where you can earn a little extra spending money on the side through ads and surveys (kind of internet traffic type of deal). I would recommend this if you use your computer fairly frequently and don't expect to become rich quick with it. Sites are below.
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