What's the law in NY State or in the U.S about unused $$ balances at stores or with organizations?
Answer:
Did you sign anything when signing up for the course? If so, you may want to read the "fine print." I suspect that if the organization is serious about not giving you a cash refund it is because they have their legal ducks in a row, and you have signed something with fine print. If no such fine print exists, then indicate to them that no such policy was brought to your attention before and that you demand your money back immediately, or they will hear next from your lawyer AND you will expect your money back AND legal fees.
If you are notified upfront that there will be no refunds only "store credit" as it were, then they are will within their rights to keep your money.
If they didn't then you will probably have to take them to small claims court to get your cash back.
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