I plan on using this card for everything and paying the bill when at the end of the month. I also transfered some credit card balances to my amex. I think if I send payments to amex everytime I use the card they will apply the monies to my transfered balance and not my monthly charges. So even though i send money several times amonth I will still have a large payment at the end of the month beacuse the money that ive been sending is being applied to the larger balance that im carrrying w/ the transfers. My solution unless someone knows a better one is to get the cash out each time i use the card and then send the lump sum at the end of the month to pay off the monthly staement
Answers:
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sending a payment during the month applies ONLY to balances that are on extended pay like your transferred balances. The only way to pay current charges is to pay once a month. Once the extended is paid off you can make payments during the month as stated.
Taking out a cash advance on your Amex card each month is not going to help you to pay down your debt...Just try and pay a little more on this debt and dont charge anything else on the card unless you can pay it off plus more at the end of the month on your balance tranfers...Good Luck
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