I have a zero beacon score, so what does that mean? Good or Bad?
Answer:
BAD!
Bad!
Credit Scores have a wide range, 300 to 850, but the following levels are the most common. In order to get the best interest rate on a new loan you'll need to be in the top 2 levels, and preferably the top.
850-720
719-700
699-675
674-620
619-560
559-500
Credit Scores of 499 or below are considered "sub lenders."
A Beacon Score is the score that creditors look at when a customer is paying on credit (when getting a loan for instance). The higher the score, the better credit rating you have. If your Beacon Score is truly zero, it may be because you have not established creditworthiness at this stage of your life, which can be attributed to late payments, defaulting on a past loan, or by simply never having had a loan before.
http://1-debt-consolidation-loans-and-se.
I hope this helps. Good luck!
It's VERY GOOD!!
It means you will never have to worry about going over your credit limit and you won't have to worry about minimum monthly payments!
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