I've gotten two new offers, one is the Discover student card, which is offering 0% interest on balance transfers, I was wondering would it be a good idea to transfer my capital one card to it, I have $700 balance on it, it has like a 20% something interest, from helping pay my mom bills, getting the washer and dryer fixed and some little things for myself. So should I apply for it and get the bt and then pay it off.
The other card is a WaMu Visa Plantinum, which offers 0% on purchases til jan 08, which would be good, before I go back to college, I could use it for books, and other things and pay it off with my work study.
So what do you think, should I try these cards? If you have any opinions let me know.
Answers:
get the first on and transfer the balances. And get the Wamu card as well for purchases. The larger credit line you have overall is better just make sure not to rack up the debt .
But you can get both.
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