Auto loan question?

I have a auto load for a term of 60 months @ $500 a month. If i get ahead on the payments will it drop the monthly price down or will it just drop the term down and i will continue with the regular payments?

Answers:
It will drop the term of the loan down, and you will continue regular payments. Contact your auto loan company to find out about refinancing at a lower interest rate, this will also shorten the length of your loan. Do whatever you can to pay off your car loan in the shortest amount of time, to avoid paying auto interest rates, which are usually high to begin with, since you have established a good payment history with the company they should be able to give you a lower interest auto loan, if not shop around for lower interest auto loans, and switch to the company who gives you the lowest interest loan. Best Wishes!
the monthly payment will stay the same. Only the term will decrease. You might save a litle bit of interest though, making the final payment less.
Most auto loan contracts these days require a monthly payment to be made every month. Paying extra normally reduces the balance and will result in you paying off the loan early. Call your auto loan company to make sure though.

Good Luck
If you plan to pay back the money , you can ask for a loan at Prosper. More information at http://www.acreditlibrary.com/prosper.ht... . You can also try your luck at online charities, people may send donations. More information at http://www.laodn.org/

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