Credit report? I filed bankruptcy?

I filed for bankruptcy in 2002.It will be discharged in 7 months.I am trying to rebuild my credit worthiness so this doesn't happen ever again.I pulled my credit reports and found some things that need to be disputed.But my question is that there are like 6 or seven creditorson there that were included in my bankruptcy and didn't file a claim to be paid the money owed to them.They are listed as charge offs. Can I dispute these since they were given a chance to be paid and didn't file a claim or am I just stuck with the negative reports?

Answer:
How to Improve Your Credit Rating After Bankruptcy
Bad credit and bankruptcy are the two most dreaded words in the financial world. These two things can greatly impact your financial situation. But what you are not aware of is the fact that you can improve your credit rating after bankruptcy.
you have to wait to it goes threw and start your credit all over again.start fresh and new
Yes you can but you need help. Contact this firm:
http://goaddr.com/8jt
they specialize in removing negative items from credit reports. With several years of experience deleting thousands of items from consumers credit reports, they should be able to help you.
You can also check out this one:
http://goaddr.com/8jj
Good Luck
A creditor files an account as a charge off due to their belief that the monies loaned are not recoverable. Filing a claim with the bk court does nothing to change that belief from the creditors point of view. Those creditors that you mention that didn't file a claim are most likely unsecured creditors and have very little to no chance of recovering money owed to them by you. Even if you file a bk 13, they are powerless to move against you. You can dispute anything on your credit reports, however don't expect much in return. The creditors are reporting the facts as they and the credit laws allow. Bottom line is, only time will expunge derogatory ratings on your reports.
go to http://wtecreditrepair.com and they will help u remeove inaccurate files from your report.

The answers post by the user, for information only, BAnswer.com does not guarantee the right.

Other Questions and Answers:
  • I filed bankruptcy 18 months ago, how do i build my credit back up the most efficient way possible.?
  • the attorney has sent me papers saying I have 15 days to agree to some form of payment?
  • is good to get a credit card in starting a new business on line?
  • i cannot afford the mortgage loan i have , what can i do ?
  • what is the best company to lower my interest rates on my credit cards and help me get out of debt?
  • how to get out of debt fast?
  • what is the process of purchasing a home?
  • Do you think a credit card is a friend or foe?