A friend just had a foreclose and a car repo within 6 mths off each other, will she be able to buy again?
when we were looking at her credit report. I say no.. maybe I am
wrong.
Answer:
Depends. . . if you friend is a sucker to go out there in the market AGAIN and look for another house and another car, I am pretty sure he will find a wolf ready to tear his "sheep" behind up ONE MORE TIME.
The funny thing is, your friend has to take an inventory of himself and see the pattern of behavior that is leading to such disastrous consequences. Once your friend fixes the bad habits, the poor money management traits, and the related character issues, then he can come to the credit game and have a decent chance of survival.
It seems your friend wants champagne and caviar dreams with beer and tuna fish credit.
This is not a good scenario.
Insanity is doing the same 'ish over and over again and expecting a different result.
We have therapists for that.
yes she can but her rates will be higher and it will be harder to find banks to finance her but heres a site that offers people a second chance and credit repair help http://allsolutionsnetwork.com/fh/fh5461.
It won't be easy, but there are places and consultants that work with people who have problem credit. It depends on what she is wanting to buy. A car is fairly easy and a lot of car dealers have direct special financing programs. A new home would NOT be very easy, and would almost REQUIRE that you use a consultant or some type of credit repair program in order to get approved. Also, anyone who does issue her credit will charge an inflated interest rate to cover her "risk factor".
Do some searches on Credit Help and Credit Repair. And check carefully any consultant you might want to work with. SHOP AROUND and make an INFORMED decision.
Not for a very long time.
sounds like your friend needs to learn how to manage her money better
Not unless it is cash
Would you want to lend someone like that any money?
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