After a bankruptcy has closed, how long do credit agenies have to remove items in bankruptcy off credit report
Answer:
According to Section 605(a) of the Fair Credit Reporting Act,
Information excluded from consumer reports. Except as authorized under subsection (b) of this section, no consumer reporting agency may make any consumer report containing any of the following items of information:
(1) Cases under title 11 [United States Code] or under the Bankruptcy Act that, from the date of entry of the order for relief or the date of adjudication, as the case may be, antedate the report by more than 10 years.
So the answer is 10 years!
7 years, and you may have to remind them.
It's between 7 & 10 years. You can start to apply for high rates after 2 years.
7 years.
How to Clean Up Credit Report
http://www.debt-loan-refinance-mortgage-.
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