For people living in Melbourne, Australia?
My sister wants a card for about $2000 but when she was younger had a few debts she messed up on, as I think credit cards are bad and I dont have one I cant realy help her..
Answer:
Your sister doesn't need a slave credit card .she needs more income help her get a second job so she can get what she needs not wants. have her visit DaveRamsey.com so she can learn hard lessons the easy way.Credit is 21st century slavery
Try ringing a financial adviser or perhaps a bank like Westpac and ask whether her credit rating has been recorded and whether there would be a way she may be eligible for a credit card. Credit ratings do expire over a number of years but all credit cards generally expect someone to disclose all their financial information on the application form.
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