Am I responsible for my husbands credit card debts even though I am not on the account?

I live in Texas. My husband has a lot of credit card debt that is exclusively his.

Answer:
it depends.
here are some links which should have what you are
looking for:
http://credit-cards.ebookorama.com.
and here http://finance.ebookorama.com
also plenty more to read here
http://credit.ebookorama.com
http://credit-repair.ebookorama.com.
good luck!
The responsibility is generally personal but the law varies from state to state.
Yep if they can't get it from him they'll come after you cause your married 2 him.I know my paycheck got attached due 2 my husband no joke.
unfortunately, yes. I have spent alot of time working with situations like yours, and once you marry someone, you also marry their family, their bad habits, and their debt. Your best bet is to help him pay it off, or it may eventually hurt your credit
in the same way that everything obtained within the marriage belongs to both people the debt is also shared if he dies banks can transfer the accounts to you, if you get divorced and he claims that the cards where use to buy stuff for you both then you may end up being responsible for part of the debt
Yes you are responsible because you are MARRIED. My hubby made a lot of credit card debt went to finance the payment found out i was responsible even though i didnot make them Crazy i no but i as in formed even though he made it i will be held responsible for payment also. Well the IRS have a program called the Innoice Spousal Releif program helps at income tax time so you will not be held responsible for there debt at the end of year.
If your not on the card your not responsible.
cant BELIEVE these answers. my comment is this: IN most states, ONLY if YOU are onthe card, or a co-borrower, as in co-signer,can you be legally.as in LEGALLY responsible for anyones debt including a spouse. However they may try to tell you otherwise, and scare you..and many will pay when infact they didnt have to.

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