My credit score is a 664 is that good?
Answer:
Continue to check what is happening on your credit report and pay off your debts. Don't borrow what you cannot pay back easily.
Because of your youth and limited credit history, your score will not be anywhere near 800.
There are some terrific books about money that you can borrow from the library. Peter Lynch is a terrific person to follow.
Okay, here's some advice - try starting a retirement account so that your money will soar as you get older. The earlier you start the sooner you can stop and still make the same amount by retirement.
Good Luck and good job staying aware and on top of this.
average
anything over 620 is good, the higher the better. yours is fine, you should have no problem financing anything :)
According to Equifax, that is a little above average.
Take a look at a book called, "Evil Money Evil Credit". Is has other answers which should be able to help ya out. There is a blog called, "How To Get Good Credit Gab" at
www. HowToGetGoodCredit.blogspot. com
Generally.anything above 720 will get some good responses.
If it's below that.you WILL get credit rates targeted for those with credit problems!
.just so u would know.
yes, that's good. over 680 is considered damn good. over 720 is considered excellent. get up to 800 and you're near perfect.
Here's some advise for you. You are still young. Every time that you apply or even get some sort of credit, it will affect your credit rating.
Here's a rule of thumb. If you have to buy on credit, then you really can't afford it. Or do you just want it or do you really need it? Could you live without it (whatever you want and don't really need)?
If you have to get a loan for something, make sure that you have a sizable down payment to purchase it. Because if you were to lose your job, become handicapped, or something else happens to affect your paying ability, could you afford to make your payments on time.
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