I have really bad credit and in need of a loan to pay off debts and make one payment? Any ideas?
Answer:
the best wa y is to consolidate your debt and pay ONE bill monthly instead of many;
Consolidate Debt
http://www.debt-explained.com/category/w.
Here are many compnies offering bad credit loans. No matter how
poor/bad is your credit you can apply for loan,
http://badcreditsloans.blogspot.com/.
Beneficial does personal loans. I have one with them but my credit is decent. However they may have a loan program for you. I would call them and check and then ask them if they know of anyone. They being in the industry, should know who you can go to if they can't help.
Bad credit is one of the worst problems to have. however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :
http://umgarticles.atspace.com/debt-cons.
if it helps kindly remember me in your voting!.. cheers!
Try www.prosper.com
It is actually a peer to peer lending network, but the rates seem to be typically lower then commercial.
Paying off bad debt with a loan rarely works becuase no one is stupid enough to lend $$$ to someone that has bad debt.
Yes, your intentions are good, but your idea is bad.
If you dont have equity, you can settle, make payments, use a CCCS program, file bankruptcy, or do nothing.
None are fun.
Forget the loan, unless you have a stupid friend or family member that is retarded enough to lend you money.
If you do and then you are unable to pay, now you hurt someone close to you that trusted you, so I dont reccommend!
You May find this article helpful..
http://www.expert-credit-advice.com/opti.
Good luck, your gonna need it!
I found some good info here.
One of these two sites should help you get what you need!
http://login.revenueloop.com/sw/3736/cd2.
http://login.revenueloop.com/sw/4294/cd2.
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