When applying for credit online and when creditors reply, does it lower your fico score?



Answer:
If you have multiple inquires in a short period of time, it will negatively impact your FICO. If you apply for one loan, it won't do anything.
Yes, assuming they check that score.
If the creditors perform an inquiry on your credit via asking you a series of highly personal questions.

You can rest assured that the annoying sound you hear is your FICO score dropping.

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