Does anyone have reliable information about debt consolidation?

I was told that consolidation was better than filing bankruptcy. Anyone who knows of a good company that doesn't cost a lot too will help. I don't know much about this and any information will help. Thank you!

Answer:
Debt Consolidation is not necessary right for everyone and you have to know more about it and get educated yourself so you won't get into deeper water.
My resource box include two articles. Hope it helps, and good luck!
If applying for a mortgage later, bankruptcy and credit consolidation are both evils with not one better than the other. It basically says that you cant handle your debt on your own. I would recommend contacting everyone you owe money to and setting up a payment plan on your own so it does not effect your credit via a consolidation company or a bankruptcy
Looking For the Debt Settlement Program Thats Right For You
By: Jason Niesen

This is a good resourse site with companies that you can work with listed there too.
Find a credit counseling agency. All of your debt, if you consolidate will be stretched out for more years and will in the long run cost you more. You need some one to teach you how to manage your debt and credit.
Please read this first
http://www.quazen.com/home/personal-fina.
If you own yor own homw you can refinance and pull cash out to pay off your credit card bill and raise your credit score dramatically. I work for United Lenders Group and I work with over 45 different banking companies so I could get you a mortgage loan no matter how bad your credit is or how much in debt you may be
916-606-1090
keyon

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