I want a new credit card that provides great rewards. Is CapitalOne a good choice?
Answer:
LOL!
Capital One is not that bad. But I prefer American Express. If you want a good card for rewards check out two cards.
One: Chase Free Cash Rewards(SM) Visa® Card
Two: Citi® Dividend American Express® Card
see them on http://creditcardsearchengine.com/cash-b.
Avid them like the plague. They are an aweful co to deal with. My wallet got stolen and it took 6 monthes to clear the charges and get rid of the BS. All my other ccs had it worked out in under two monthes
I have a CITI card. I pay 7.9% and get 1% back on points towards every purchase. I get 5% back on gas, drugstores and groceries
BP
They are a second chance bank. Many credit card companies have really good reward programs. Just try and get one you can afford and a really good interest rate.
The only reward it to the provider. So keep charging.
Get a discover account and enjoy the cash back. ah!!
BP also offers a cash rebate account and that comes in handy now with gas prices! That is offered thru Chase.
My banker told me that a Capital One card actually can LOWER your credit rating, because they are often the only card that people with low credit scores can get.
I agree with the person who suggested the Chase Rewards card. We love ours!
Check this site out they give you all the offers that are available for every major credit card
www.credit4u.ecreditdirectory.
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good luck
I only use cash-back rewards cards, and here are the top ones available:
Citi Dividend Platinum Select -- 5% cash back groceries, gas & drugstores and 1% on all other purchases (best all around card out there). No intro purchase APR, but 0% balance transfer APR for 1 year. There is a limitation of $300 dividend reward dollars / year, minimum $25 increments. this translates to $6k in gas, groceries, drugstores or $30k in general purchases.
https://www.accountonline.com/acq/choose.
Chase Free Cash Rewards Platinum Visa -- 1% cash back on all purchases. UNLIMITED rewards that can be redeemed in $25 increments. 0% APR for 1 year.
http://www.chase.com/ccp/index.jsp?pg_na.
And if you are a Costco member, take advantage of their TrueEarnings American Express Card -- 3% cash back at all restaurants, 2% for all travel (airfare, hotel, car rental), and 1% cash back on all other purchases. No limit in rewards, which are sent to you once a year in a check.
http://www201.americanexpress.com/apply/.
i personally utilize ALL THREE of these cards, for different purchase types -- maximizing your rewards is easy with this great combination, as long as you are paying off the ENTIRE balance every month.
CapitalOne is good, but there are better credit cards with greater rewards from Chase, Citibank, and American Express. You can earn cash back or reward points. Some of the cards have no limit on how much rewards points you can earn each year.
http://www.iapplyforcreditcards.com/cash.
For example - American Express blue cash card gives you up to 5% cash back on eligible purchase.
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