First premier bank?
Answer:
Accept it only if you are trying to establish credit. There are a lot of fees but when he card arrives call them and tell them you won't accept due to the fees. The initial credit limit may be 250.00 and the may take 29.00 acceptance fee, 69.00 annual fee, and a participation fee. I told then the only way i would accept it were if they waived them and they did but you must be very insistant.
if your credit is not so good, use orchard bank, better than premier
It's a real credit card, its one for people with not so good credit. It's legit though.
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They are the worst sub prime lender. If you have bad credit, apply for an orchard card. Go to www.hsbc.com and apply for an orchard card. You put in your personally info and they will tell you want cards you are eligible for.
First Premier will rape you in fees.
yea its for those with bad credit but like the others are saying if your credit is bad try orchard bank first!
I have one and of course I don't have good credit (just fair). The fees are kind of high.They don't like to give credit increases,if they do they give you a good hassle first. Try aspen at www.myaspencard.com, I have them also,(trying to rebuild my credit). they are great. I've had the card for about eight months now. They will tell you that if you pay your minimum for four months straight they'll give you an automatic increase by your sixth month. (they did exactly what they said)
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