Is there a place that can help me put all my bills secured and unsecured on one payment?

My husband has become disabled and I am the only one working. I would like to combine my bills and make one monthly payment. His medication cost me over 400 a month with him on my insurance and I just cann't keep doing this. I don't want to file bankruptcy I just want to be able to pay them off, lower the interest rates and the payments. Combine everything into one.

Answer:
There are some great non-profit credit counseling agencies that will do exactly that. They don't charge you any fees and they negotiate with your creditors on your behalf.

You can get a free, no-obligation review of your situation here - http://necessaryvirtues.com/go/4019/15.
Try this organization. It is not a credit fix it group, but is a non profit organization backed by BBB and many other agencies. It's called CCC Consumer Credit Counselors, and is highly recommended. It's been around for over 30 years. Good Luck!



Credit Counselors is currently the only non-profit System wide member of the Better Business Bureau.



They are affiliated with the National Foundation for Credit Counseling (NFCC), the most established and trusted credit counseling trade organization. NFCC members, often known as Consumer Credit Counseling Service (CCCS), can be identified by the NFCC member seal. This seal signifies that an agency employs the best business practices possible to ensure your funds are safe and the agency's mission is focused on you, the consumer.


Their agency is also accredited by the Council on Accreditation (COA) and the Association of Independent Consumer Credit Counseling Agencies (AICCCA)

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