A couple account do both get bad credit?
Answer:
yes Girl you will have the bad credit also, taking your name of the account NOW is not going to work you are in debt with your Man now. You should save up pay it before it goes this far. Good Luck.
Your credit gets hit as well.
Why would you do such a thing?
If its a joint account, Yes. If he just added you, you can have him remove you from the account. More than likely it will affect your credit as well.
You an him are linked at the credit report.
Yes it will! Have your name removed even if you do you are married and still responsible.
Having done home loans and reviewed plenty of credit reports, if your account is joint then it affects both credit scores. hope this helps.
go to freecreditreport.com and get your credit reports then find out your credit scores, then look up how you can alert the credit bureaus to possible fraud
Try fast to separate his finances from yours. Pay what he owes and write an explanation to the credit bureau,
yes, drop your name from the account ASAP.
I just added my husband to my credit card. They said if I just added him then it won't affect his account. If we turned into a joint credit card it will affect his credit. You better call and find out ASAP. Hopefully you can remove it fast before it affects your credit.
Yes, it will effect you
His late payments would show on your report, yes. But if you are just an "authorized user" and not actually ON the account, ask that you be removed and then start a dispute online and ask that that account be deleted.
Yep, you're also equally responsible to pay it.
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